Australian Loan House
Award winning Sydney mortgage brokers
Building wealth through property
Home loans made simple
in Sydney and beyond
First home buyers, refinancing, debt consolidation, investment lending, low doc options and other lending support with clear guidance from start to settlement.
Get to know us
Your award winning mortgage broker in Sydney
Australian Loan House helps everyday Australians secure lending that fits their goals, not just the paperwork. We support first home buyers, refinancers, investors and self employed clients across Sydney and beyond with a calm, well organised process.
We compare lender options, explain the trade offs in plain English, and manage the application from enquiry through to settlement. You get clear updates, honest advice, and support that stays practical and focused.
More lenders. Better fit.
Clear guidance
Organised from start to finish

Derik Karamian
Founder & Director
About Australian Loan House
What sets us apart
We lead with professionalism, transparency and integrity. That means we take time to understand your goals, explain your options clearly, and recommend what genuinely suits your situation.
Whether your loan is straightforward or complex, we keep the process calm and organised. You will always know what is happening, what we need from you and what comes next.
How we work
Home loans can feel overwhelming when every lender has different rules and jargon.
We simplify it by getting clear on your goals, comparing suitable options and managing the application through to settlement with consistent updates.

Find the right loan

Get your loan approved

Receive funding for your new home
Our partners
Strong lender relationships help us compare options quickly and match loans to real borrower needs.
What we do
For Individuals
Home loan support for first home buyers, refinancers and investors, with clear advice and end to end support.
For Businesses
Commercial and specialist lending support for business owners who want a structured, reliable process.

Private Lending
Flexible lending pathways when timing, structure, or complexity requires a different approach.
Why choose Australian Loan House
How we can help you
We help you make confident decisions with clear comparisons and steady support. You will understand your options, the likely timeframes and what is required at each stage so the process feels organised, not stressful.
200+ 5 star reviews
Cost savings
Quick approvals
What our clients say about us
Real feedback from clients who valued clear advice, organised support and a smooth lending process.
Your dream home is closer than you think
Find out your borrowing power instantly — no credit check, no obligation
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Our Blog
Our latest news & articles
Practical guidance on first home buying, refinancing, investing and lending for self employed Australians, written in plain English.
What the Middle East Conflict Could Mean for Australian Property and Lending Conditions
A detailed overview of how the current Middle East conflict may influence the Australian property market and what it could mean for borrowers.
Bank declined your loan? A 2026 non conforming pathway (with buffers and DTI rules changing)
From 1 October 2025, the Australian Government’s 5 percent Deposit Scheme removed place limits and income caps while raising property price caps, allowing more first‑home buyers to enter the market...
Investor lending is back: What it means for Low Doc borrowers in 2026 (NSW)
Investor activity surged through 2025, with the Australian Bureau of Statistics reporting a 31.8 percent jump in investment lending and a record number of new loans. NSW investors took out loans...
Australian Loan House
FAQs
Quick answers to common questions about home loans, refinancing, and specialist lending in Australia.
What does a mortgage broker do?
A mortgage broker compares lenders and loan options, then guides you through the application and settlement process. We explain features, costs, and lender requirements so you can make informed decisions.
How much can I borrow?
Borrowing capacity depends on your income, expenses, deposit, existing debts and lender policy. We can assess your position and provide a realistic borrowing range based on your documents.
What documents will I need?
Most lenders require identification, income evidence, bank statements, and details of existing liabilities. If you are self employed, additional documents may be required depending on the loan type.
When should I consider refinancing?
It may be time to refinance if your rate is no longer competitive, your loan features no longer suit, or you want to consolidate debts or access equity. We can review your current loan and compare alternatives..
Can you help if I am self-employed?
Yes. We work with many self employed clients and can help you choose lenders and loan types that suit your income evidence and structure.
What is a low doc loan?
A low doc loan may suit some borrowers who cannot provide standard income documents. Eligibility depends on lender requirements and your overall financial position.
Do you help with credit challenges?
Yes. Where appropriate, we can explore specialist options and explain what is realistic, what documents will help, and how to approach the process carefully.
Get in touch
Call us
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Contact us
Level 34/100 Miller St, North Sydney NSW 2060, Australia
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