Australian Loan House

Your award winning
Sydney mortgage brokers

Australian Loan House is an award-winning Sydney based mortgage broking company dedicated to helping Australians build wealth through property and achieve long-term financial success.

For over 11 years, we’ve been trusted by individuals, families, and investors to deliver strategic, tailored lending solutions that support growth, prosperity, and smarter financial outcomes. Our approach goes beyond simply finding a loan — we focus on structuring finance in a way that aligns with our clients’ broader goals, both now and into the future.

Our Awards

Strong lender relationships help us compare options quickly and match loans to real borrower needs.

Who we are

Our commitment to excellence has been recognised across the industry. Australian Loan House has been a finalist for Finance Brokerage of the Year and for Customer Service of the Year on multiple occasions. Australian Loan House has also been identified as one of Australia’s fastest-growing brokerages. We’re also proud to be backed by over 200 five-star Google reviews, reflecting the trust and satisfaction of our clients.

With our personal service, extensive market knowledge and access to a network of over 50 lenders, Australian Loan House is committed to making your lending journey as smooth as possible. In additional to expert lending advice, Australian Loan House can help you make strategic investments in property and help you build wealth through property.

About Derik Karamian

Founder and director

Australian Loan House was founded by Derik Karamian, one of Sydney’s top mortgage brokers, who brings a rare and powerful blend of experience to the industry. With twenty years of combined banking and legal experience, Derik offers a level of insight and precision that sets Australian Loan House apart.

Before becoming a mortgage broker, Derik practised as a lawyer, giving him a deep understanding of complex financial scenarios, ownership structures and risk management.

Derik’s legal background ensures exceptional attention to detail and confidence in navigating sophisticated lending strategies.

Derik holds degrees in Law and Finance, a Diploma of Financial Planning, and extensive mortgage broking accreditations and qualifications. This strong educational foundation, combined with hands-on industry experience, allows him to provide clients with informed, strategic and reliable advice.

What our clients say about us

Real feedback from clients who valued clear advice, organised support and a smooth lending process.

Google
Andrew Zbik profile picture
Andrew Zbik
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Derik was wonderful in helping us settle our SMSF property. The process was complex. However, Derik's skill, knowledge and his legal background experience shone through as he navigated the loan application process and negotiated an outcome with the lender that helped us achieve our goals. I am very happy to refer Derik to my friends and family.
Google
Hannah Bickerton profile picture
Hannah Bickerton
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It was such a great experience working with Derik. He was patient, and dealt with a lot of questions from us! We really value his help and will be referring him to many people in future!
Google
GEORGE ANDREWS profile picture
GEORGE ANDREWS
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I recently worked with Derik from Australian Loan House on a client’s purchase that he referred to us, and I was very impressed with his professionalism, responsiveness, and overall efficiency. Derik was proactive throughout the entire finance process, kept both the client and myself informed, and ensured everything progressed smoothly and on schedule. His attention to detail, clear communication, and genuine commitment to achieving the best outcome for the client made the transaction seamless from start to finish. As a conveyancing solicitor, it’s refreshing to work with a broker who is organised, solutions-focused, and truly dedicated to client service. I’m very pleased to recommend Derik and Australian Loan House to anyone seeking a knowledgeable and reliable finance broker.
Google
Khachig Kabakjian profile picture
Khachig Kabakjian
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I had an outstanding experience working with Derik, and I couldn’t be happier with the service he provided. From day one, he demonstrated deep market knowledge, strong responsiveness, and genuine care in helping me navigate the entire journey. Every question was answered clearly, and every step was handled with professionalism and efficiency. What truly stood out was that Derik didn’t just support us with financing — he proactively connected us with a buyers agent and a solicitor, both of whom we ended up using and were extremely impressed with. Those introductions made the process even smoother and ensured we had trusted experts across every stage. His guidance, attention to detail, and commitment to achieving the best possible outcome transformed what could have been a stressful and complex experience into one that felt organised, transparent, and seamless. I would highly recommend Derik to anyone looking for a trusted, reliable broker — and someone who can act as a true partner throughout the property purchase journey. A brilliant one-stop experience with an exceptional network and outstanding service.
Google
Bronwyn Finnen profile picture
Bronwyn Finnen
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We would certainly recommend Derik Karamian for obtaining a home loan. Derik was very approachable and always available to answer any of our questions. Derik’s knowledge of the process made our application easier to complete to a successful conclusion.
Google
Sally Walters profile picture
Sally Walters
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Derik was fantastic to work with. He made the job of getting a loan very easy for us, doing all the behind the scenes work to get us the best rates and terms. We are very happy with the service provided and recommend him strongly.
Google
Meltem Akyol profile picture
Meltem Akyol
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Great experience with Derik. Very efficient and helpful. I would highly recommend.
Google
Ari Palandjian profile picture
Ari Palandjian
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Thank you Derik and team. Very happy with the service and negotiating with the Banks on my behalf. Looking forward to the next one.

Make the smart choice

A simple loan approval process that keeps your loan moving with clarity at every step.

Get Your Cash for New Home
Purchase

We confirm what you want to achieve, then estimate borrowing capacity and next steps.

Get Your Loan Approved

We shortlist suitable lenders, explain the trade offs, and prepare your application.

Choose Loan Amount

We manage the process through approval and settlement with consistent updates.

Get in touch

Tell us what you are trying to achieve and we will guide you to the right next step. Share a few details and we will get back to you as soon as we can.

Call us

Contact us

Level 34/100 Miller St, North Sydney NSW 2060, Australia

Request a proposal

Fill out the form for a prompt response

Australian Loan House
FAQs

Quick answers to common questions about home loans, refinancing, and specialist lending in Australia.

How does a mortgage broker help me?

We clarify your goals, compare suitable lenders, and guide you through application and settlement. You get clear explanations and organised support at every step.

Do you charge a fee for your service?

In many cases, brokers are paid by the lender once your loan settles. If any fees may apply in your situation, we will explain them clearly before you proceed.

How long does the loan process take?

Timeframes vary by lender and by the complexity of the application. We set expectations early and keep you updated as the loan moves through each stage.

What documents do I need to get started?

Most lenders require identification, income evidence, bank statements, and details of existing debts. If you are self employed, you may also need business financial information.

Can you help first home buyers?

Yes. We help you understand borrowing capacity, deposit requirements, and the steps to pre approval and settlement. We explain your options in plain English so you can move forward confidently.

When should I consider refinancing?

It may be time to refinance if your rate is no longer competitive, your loan features no longer suit, or your goals have changed. We review your current loan and compare alternatives.

Do you work with more than one lender?

Yes. We work with more than 30 lenders and specialist providers. This helps us compare options and recommend a loan that fits your goals and circumstances.