Australian Loan House
Your award winning
Sydney mortgage brokers
Australian Loan House is an award-winning Sydney based mortgage broking company dedicated to helping Australians build wealth through property and achieve long-term financial success.
For over 11 years, we’ve been trusted by individuals, families, and investors to deliver strategic, tailored lending solutions that support growth, prosperity, and smarter financial outcomes. Our approach goes beyond simply finding a loan — we focus on structuring finance in a way that aligns with our clients’ broader goals, both now and into the future.
Our Awards
Strong lender relationships help us compare options quickly and match loans to real borrower needs.
Who we are
Our commitment to excellence has been recognised across the industry. Australian Loan House has been a finalist for Finance Brokerage of the Year and for Customer Service of the Year on multiple occasions. Australian Loan House has also been identified as one of Australia’s fastest-growing brokerages. We’re also proud to be backed by over 200 five-star Google reviews, reflecting the trust and satisfaction of our clients.
With our personal service, extensive market knowledge and access to a network of over 50 lenders, Australian Loan House is committed to making your lending journey as smooth as possible. In additional to expert lending advice, Australian Loan House can help you make strategic investments in property and help you build wealth through property.
About Derik Karamian
Founder and director
Australian Loan House was founded by Derik Karamian, one of Sydney’s top mortgage brokers, who brings a rare and powerful blend of experience to the industry. With twenty years of combined banking and legal experience, Derik offers a level of insight and precision that sets Australian Loan House apart.
Before becoming a mortgage broker, Derik practised as a lawyer, giving him a deep understanding of complex financial scenarios, ownership structures and risk management.
Derik’s legal background ensures exceptional attention to detail and confidence in navigating sophisticated lending strategies.
Derik holds degrees in Law and Finance, a Diploma of Financial Planning, and extensive mortgage broking accreditations and qualifications. This strong educational foundation, combined with hands-on industry experience, allows him to provide clients with informed, strategic and reliable advice.
What our clients say about us
Real feedback from clients who valued clear advice, organised support and a smooth lending process.
Make the smart choice
A simple loan approval process that keeps your loan moving with clarity at every step.
Get Your Cash for New Home
Purchase
We confirm what you want to achieve, then estimate borrowing capacity and next steps.
Get Your Loan Approved
We shortlist suitable lenders, explain the trade offs, and prepare your application.
Choose Loan Amount
We manage the process through approval and settlement with consistent updates.
Get in touch
Tell us what you are trying to achieve and we will guide you to the right next step. Share a few details and we will get back to you as soon as we can.
Call us
Email us
Contact us
Level 34/100 Miller St, North Sydney NSW 2060, Australia
Request a proposal
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Australian Loan House
FAQs
Quick answers to common questions about home loans, refinancing, and specialist lending in Australia.
How does a mortgage broker help me?
We clarify your goals, compare suitable lenders, and guide you through application and settlement. You get clear explanations and organised support at every step.
Do you charge a fee for your service?
In many cases, brokers are paid by the lender once your loan settles. If any fees may apply in your situation, we will explain them clearly before you proceed.
How long does the loan process take?
Timeframes vary by lender and by the complexity of the application. We set expectations early and keep you updated as the loan moves through each stage.
What documents do I need to get started?
Most lenders require identification, income evidence, bank statements, and details of existing debts. If you are self employed, you may also need business financial information.
Can you help first home buyers?
Yes. We help you understand borrowing capacity, deposit requirements, and the steps to pre approval and settlement. We explain your options in plain English so you can move forward confidently.
When should I consider refinancing?
It may be time to refinance if your rate is no longer competitive, your loan features no longer suit, or your goals have changed. We review your current loan and compare alternatives.
Do you work with more than one lender?
Yes. We work with more than 30 lenders and specialist providers. This helps us compare options and recommend a loan that fits your goals and circumstances.




